BANKS IN CALIFORNIA AND SWIFT CODES
If you are in California and in need of firsthand information about banks in the “Golden state” you probably do not need to look elsewhere subsequently since the hard task has been taken care of here.
List of banks in California consists of regional, national, and international banks.
However, to choose a bank in California you should consider a bank that has your financial layout and projections in its scheme.
You are advised to choose a bank that’s most accessible and close to your primary place of residence just in case you have transactions to sort in the branch within minutes.
The interest rate given by any bank must be considered before you choose to bank. How much you are charged for account maintenance, deposit fee ATM, etc.
Not even the APY should be ignored, since you should know the exact Annual Percentage Yield which is the real rate of return earned on savings account deposit.
If you are a senior citizen, kindly checkout for account type designed for your class of users, where students, professionals should go strictly for account type they are advantaged for.
The concept of SWIFT/BIC code
SWIFT/BIC (bank identifier code) is a code used to identify the country, bank, and branch that an account is registered to.
SWIFT code act as an address where money should be sent.
In this guide, you will get to know the SWIFT codes of banks in California.
Kindly find the below list of banks in California with their respective SWIFT codes
|1||Bank of America||BOFAUS3N – used for incoming wire in USD. BOFAUS6S – used for incoming wires in foreign currency|
|3||Bank of the west||BWSTUS66|
|5||Wells Fargo bank||PNBPIE2D|
|6||JP Morgan Chase bank||CHASUS33XXX|
|9||MUFG union bank||BOFCUS33MPK|
|12||Bank of California||BCLFUS66XXX|
|14||City national bank||CINAUS6L|
|17||Pacific Premier bank||PPBIUS66XXX|
|19||Pacific Western bank||FNSDUS6DXXX|
|23||Citizens business bank||CBBKUS6LXXX|
|24||Tri Counties bank||TRICUS66|
|26||Bank of hope||NARAUS6L|
|27||Bank of the Sierra||BSLESLFRXXX|
|31||United business bank||XXXXXXXXXX|
|32||Bank of Stockton||STKCUS66|
|34||Heritage bank of commerce||HECEUS61XXX|
|37||Bank of Marin||MRRNUS66|
|38||Royal business bank||RBBCUS6LXXX|
|39||River City bank||RICTUS62|
|42||United Security bank||XXXXXXXXXXX|
|43||Bank of England||BKENGB2LXXX|
|44||Scott valley bank||SCVYUS66|
|46||Ever Trust bank||ETBKUS6L|
|48||Beneficial state bank||XXXXXXXX|
|49||Community West bank||XXXXXXXX|
|50||Armed forces bank||XXXXXXXX|
|51||CTBC bank Corp||CTHCUS66XXX|
For a bank that does not have swift code, to receive international wire transfer the fund must pass through a correspondent bank in the in the US, the correspondent bank will then wire to you via domestic wire transfer.
However, it’s advisable to contact your bank where you are not sure of the SWIFT code, an error in SWIFT can cause a delay in transfer.
Look up your bank contact detail on your ATM card or use the internet banking.
Best banks in California
Here is possible list of best banks in California as at the time of writing this guide, the yardstick used in measuring these banks are savings and checking accounts, then best credit union.
they include but not limited to
- Ally bank
- Bank of America
- Citi bank
- Golden1 credit union,
- While ally bank ranks best for opening savings account, Bank of America took the lead in checking account.
Having listed the above outstanding four, any of the below banks can still be suitable for you
- Wells Fargo
- US bank
- Union bank
- Bank of the West
- Mechanics bank
- Comerica bank
- California bank and trust.