BANKS IN CALIFORNIA AND SWIFT CODES

BANKS IN CALIFORNIA AND SWIFT CODES

If you are in California and in need of firsthand information about banks in the “Golden state” you probably do not need to look elsewhere subsequently since the hard task has been taken care of here.

List of banks in California consists of regional, national, and international banks.

However, to choose a bank in California you should consider a bank that has your financial layout and projections in its scheme.

You are advised to choose a bank that’s most accessible and close to your primary place of residence just in case you have transactions to sort in the branch within minutes.

The interest rate given by any bank must be considered before you choose to bank. How much you are charged for account maintenance, deposit fee ATM, etc.

Not even the APY should be ignored, since you should know the exact Annual Percentage Yield which is the real rate of return earned on savings account deposit.

If you are a senior citizen, kindly checkout for account type designed for your class of users, where students, professionals should go strictly for account type they are advantaged for.

The concept of SWIFT/BIC code

SWIFT/BIC (bank identifier code) is a code used to identify the country, bank, and branch that an account is registered to.

SWIFT code act as an address where money should be sent.

In this guide, you will get to know the SWIFT codes of banks in California.

Kindly find the below list of banks in California with their respective SWIFT codes

S/N	Bank name	SWIFT/BIC
1	Bank of America	BOFAUS3N – used for incoming wire in USD. BOFAUS6S – used for incoming wires in foreign currency
2	Citi bank	CITIUS33
3	Bank of the west	BWSTUS66
4	U.S bank	USBKUS44IMT
5	Wells Fargo bank	PNBPIE2D
6	JP Morgan Chase bank	CHASUS33XXX
7	CIT bank	OWBKUS6LXXX
8	Comerica bank	MNBDUS33
9	MUFG union bank	BOFCUS33MPK
10	Rabobank	RABONL2UXXX
11	Umpqua bank	UMPQUS6PXXX
12	Bank of California	BCLFUS66XXX
13	HSBC	BBMEAEADXXX
14	City national bank	CINAUS6L
15	Westamerica bank	WUSAUS66XXX
16	First bank	FBOLUS6LXXX
17	Pacific Premier bank	PPBIUS66XXX
18	Compass bank	CPASUS44XXX
19	Pacific Western bank	FNSDUS6DXXX
20	Banner bank	BNNEUS66XXX
21	Opus bank	OPSSUS61
22	Mechanics bank	MEBKUS66
23	Citizens business bank	CBBKUS6LXXX
24	Tri Counties bank	TRICUS66
25	Cathay bank	CATHUS6L
26	Bank of hope	NARAUS6L
27	Bank of the Sierra	BSLESLFRXXX
28	Homestreet bank	HOMSUS6S
29	Community bank	COUYUS31XXX
30	Fremont bank	WFBIUS6S
31	United business bank	XXXXXXXXXX
32	Bank of Stockton	STKCUS66
33	Exchange bank	EXBCCATT
34	Heritage bank of commerce	HECEUS61XXX
35	Grandpoint bank	GRNPUS66
36	Hanmi bank	HANMUS6LXXX
37	Bank of Marin	MRRNUS66
38	Royal business bank	RBBCUS6LXXX
39	River City bank	RICTUS62
40	Poppy bank	XXXXXXXXXXX
41	Manufacturers bank	MITKUS6L
42	United Security bank	XXXXXXXXXXX
43	Bank of England	BKENGB2LXXX
44	Scott valley bank	SCVYUS66
45	Open bank	FSTDUS6L
46	Ever Trust bank	ETBKUS6L
47	Mission bank	XXXXXXXX
48	Beneficial state bank	XXXXXXXX
49	Community West bank	XXXXXXXX
50	Armed forces bank	XXXXXXXX
51	CTBC bank Corp	CTHCUS66XXX

For a bank that does not have swift code, to receive international wire transfer the fund must pass through a correspondent bank in the in the US, the correspondent bank will then wire to you via domestic wire transfer.

However, it’s advisable to contact your bank where you are not sure of the SWIFT code, an error in SWIFT can cause a delay in transfer.

Look up your bank contact detail on your ATM card or use the internet banking.

Best banks in California

Here is possible list of best banks in California as at the time of writing this guide, the yardstick used in measuring these banks are savings and checking accounts, then best credit union.

they include but not limited to

• Ally bank
• Bank of America
• Citi bank
• Golden1 credit union,
• While ally bank ranks best for opening savings account, Bank of America took the lead in checking account.

Having listed the above outstanding four, any of the below banks can still be suitable for you

• Chase
• Wells Fargo
• US bank
• Union bank
• Bank of the West
• Mechanics bank
• Comerica bank
• California bank and trust.