Top 7 Best Credit Cards to Use in Dubai For All Your Transactions

Top 7 Best Credit Cards 2022 to Use in Dubai For All Your Transactions

Are you an outdoor shopping freak interested in knowing top credit cards you can use for your shopping from different shops? If your answer to this question is yes, then here’s a quick review of the top seven (7) credit cards to use in Dubai. All you have to do is to continue reading on this page so you will get what you’re looking for.

Banks are offering very competitive benefit packages with each of their credit card offers to help users complete their shopping online, travelling, everyday purchases and school fees.

Top 7 Best Credit Cards 2022 to Use in Dubai

Here are top 7 best credit cards to use in Dubai for your online and offline shopping.

S/N Credit Cards Benefits Fees and Charges
1. Emirates NBD Titanium Credit Card
  • Discounts on holiday packages
  • Discounts on air tickets
  • 40% discount at over 100 golf courses around the world
  • 1 Plus Point for every AED 100 spent on retail


  • Minimum salary to qualify for this card: AED 5000
  • Interest rate: 25%
  • Annual fee: AED 400
  • Foreign exchange charges: 1.84%


2. Majid Al Futtaim (Najm) Platinum Cashback Card
  • Up to 30% off on entertainment, shopping and dining at various outlets in UAE
  • Up to 50% in travel discounts
  • Cashback rewards of 1.5%-3% on Carrefour, 0.5% on daily expenditure.
  • Free movie ticket offers at VOX cinemas in the UAE.


  • Minimum salary to qualify: AED 7000
  • Annual fee AED 0
  • Interest rate 3.25%


3. NBAD GEMS MasterCard Credit Card
  • Up to 4.25% discount on annual school fees at any GEMS schools (paid in advance)
  • AED10 weekday tickets and AED 20 weekend tickets at Reel, Oscar and Cine Royal cinemas
  • Airport VIP lounge access
  • 5 NBAD rewards star for every 1 AED spent


  • Minimum salary to qualify: AED 5000
  • Annual fee: AED 0
  • Interest rate: 3.25%
  • International transaction fees: 2.95%


4. Dubai First Platinum Life Card
  • Special offers and discounts on shopping, dining, jewellery, entertainment and wellness
  • Buy-1-Get-1-Free movie tickets
  • Complimentary airport lounge access
  • Insurance protection
  • Valet parking for selected locations in Abu Dhabi and Dubai


  • Flexible interest rate: 3.19%
  • Annual fee: AED 0 for the first year, renewal is at AED 550
  • Foreign exchange rate: 3.5%


5. Standard Chartered Platinum Card
  • Up to 50% discounts on entertainment, movies, dining and more
  • Up to 10% Cashback in grocery stores
  • Up to 10% Cashback on utility payments
  • Up to 10% Cashback on school fees payments


  • Minimum salary to qualify: AED 5000
  • Interest rate: 3.33%
  • Annual fee: AED 525


6. HSBC Platinum Credit Card
  • 50% credit limit is available as a cash advance
  • 0% Balance fees for first 6 months
  • Free valet parking for 4 visits per month at various Dubai locations
  • Discounts on VOX Cinema tickets in the UAE
  • For every AED 1 spent on retail, earn 1 Air Mile


  • Minimum salary to qualify: AED 15000
  • Interest rate 2.99%
  • Annual fee: AED 600
  • Foreign exchange 2.80%


7. ADIB Etihad Guest Visa Platinum Card
  • 50,000 Etihad Guest miles when you join
  • For every AED 4 (or equivalent) spent on international non-AED transactions, you will receive 3 Etihad Guest miles
  • For every AED 4 spent in the UAE, you will receive 2.2 Guest miles
  • Free companion ticket
  • Valet parking at selected locations in UAE
  • Free roadside assistance in the UAE all day, every day


  • Minimum salary to qualify: AED 5000
  • Annual fee: AED 2000
  • Interest rate: 2.99%


There you have it on Top 7 Best Credit Cards 2022 to Use in Dubai For All Your Transactions. I hope this post was helpful?

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